Types of housing loans available
What are the types of housing loans available?

Home Loans: 
This is the basic housing loan for the purchase of a new home which covers cost of the flat and parking space, deposits and charges, stamp duty and registration charges.

 Home Improvement Loans: 

For implementing repair works and renovations in a home that has already been purchased by you.

 Home Construction Loans:

For the construction of a new house.

 Home Extension Loans:

For expanding or extending an existing house.

 Home Conversion Loans:

The existing loan on a house is transferred to a new house, including the extra amount required, eliminating the need for pre-payment of the previous loan.

 Land Purchase Loans:

For both home construction or investment purposes.

 Bridge Loans:

For people who wish to sell the existing house and purchase another and need finance for the new house, until a buyer is found for the old house.

 Balance Transfer:

To pay off an existing housing loan and avail of the option of a loan with a lower rate of interest.

 Refinance Loans:

To pay off the debt you have incurred from private sources such as relatives and friends, for the purchase of your present house.

 Loans To NRIs:

As per requirements of NRIs who want to buy a house in India.